Please click on the country abbreviation in the search box below. This is the excellent opportunity to purchase rare-earth elements if you haven’t already. Goldco – Best for Customer Service. 40%. 6. 9 TrustPilot rating and A+ BBB grade. 9 Orion Metal Exchange: Pricing + Fees;. . I highly recommend Orion Metal Exchange as your preferred precious metal broker. Fees. Hard-to-find features, such as 24/7 online product pricing and an A+ rating from the Better Business Bureau (BBB), make Orion Metal Exchange a trustworthy option for folks. BBB and Trustpilot rating checked on March 15, 2021. Mint. Minimum Purchase Order $10,000 for IRAs, $5,000 for non-IRA precious metal purchases. The team at Orion Metal Exchange was excellent to work with, and I am extremely satisfied with my experience there! There was such a high level of. The Chicago Tribune called it “The best gold IRA service” in the United States. BBB – B+ rating and not BBB accredited with no reviews and one complaint about unreturned fees. 9 rating on TrustPilot, Orion Metal Exchange offers gold, silver, palladium, platinum bullion, and coins in the U. Moreover, we believe in protecting our customers’ best interests and therefore have a fee-free buy-back option too. This means you won’t be alone when you decide to sell your gold or silver. Money Metals Exchange has been in business since 2010, has maintained an A+ rating from the Better Business Bureau (BBB), and has thousands of 5-star reviews from satisfied customers all over the U. Date of experience: 30 September 2023 Orion recommends you store precious metals at a local Brinks or Delaware Depository location. Visit Site (888) 607-4685. Orion Metal Exchange is a top gold and silver investment company, offering a platform to investors looking to invest in and store precious metals. It is a smaller gold and silver. 1. Orion Metal Exchange. The reputed newspaper believes its readers should choose Orion Metal Exchange when it comes to saving for their retirement. Orion Metal Exchange is accredited by BBB and holds a 4. Founded in 2009, Orion Metal Exchange is a precious metals dealer that specializes in the sale of gold, silver, platinum, and palladium. It is one of. Most of the reviews we read focused on the. Nevertheless, since BBB membership is voluntary, a lack of information on this site may not be grounds for alarm. Welcome! Log into your account. Annual account maintenance fee: $175 annually for investments under $100,000, $225 annually for investments of $100,000 or more. However, pay attention to the complaints and how they are addressed, even if the company has a decent BBB rating. Trustpilot – 4. 9/5 rating by TrustPilot, making it one of the most trusted precious metal investment companies in the United StatesOrion Metal Exchange Offers Insured Home Delivery for Better Protection in the Face of Rising Crime. See the best options here. This makes it one of the most affordable precious metals you can invest in! The company has an A+ rating from BBB and Trustpilot gives the company a 5-star rating. Bullion box is a subscription-based precious metal dealer in Texas. Noble Gold Affiliate Program. type here. Google Reviews: 4. Orion Metal Exchange accepts both bank transfers, wire transfers, and checks. Orion Metal Exchange holds a 5/5 rating with the Better Business Bureau (BBB) with 51 reviews. Also, the company has received 15 customer reviews on the platform and their overall rating is 5 out of 5 stars. Orion Metals has 1 locations, listed below. Orion Metal Exchange has not received any negative reviews, which brings its customer ratings to 5 stars. Review Summary : Orion Metal Exchange is a precious metals dealer founded in 2017. The precious metal investment dealer ensures the benefit of its customers with its experience and policies. 8 183 reviews Get Started Overall Rating 3. It helps customers invest in various precious metals, including silver, gold, platinum, and palladium. The company has received positive reviews and an A+ rating from the Better Business Bureau, demonstrating their commitment to customer satisfaction and trustworthiness. 9/5 rating by TrustPilot, making it one of the most trusted precious metal investment companies in the United States Los Angeles, CA, 22nd November 2022, ZEXPRWIRE , Unlike previous years, crimes involving murders, stabbings, and shootings have decreased in the United. 14, 2023. Both also have low minimum investments. your passwordNoble gold reviews are almost flawless. Get the FREE Guide on Creating a Gold IRA . 9 on consumer review sites such TrustPilot and Customer Affairs and is also accredited with BBB. Business Consumer Alliance has given them a double A rating from 4,723 inquiries. It might be worth the trouble of shopping around to get the best deal. 12/30/2022. Orion Metal Exchange is a popular gold and precious metals dealer based in Los Angeles, California. 12301 Wilshire Blvd. We are nominated as the best precious metal company in the United States by Retirement Living. We could not assess the quality or skills level of the management team as this information is not published on their website, and customer services could not or would not supply the information when we requested it . BBB accredited since 3/9/2021. Orion Metal Exchange is the leading seller and buyer of precious metals in the United States. . More Metal For Your Money, More Money For Your Metal | We are a full service precious metals company. Los Angeles, California, 19th July 2023, ZEX PR WIRE, Orion Metal Exchange, the leading precious metal dealer, is known for its competitive rates and customer satisfaction. $10,000. Up to $10,000 in free silver for eligible customers. Being BBB accredited, Orion Metal Exchange is a name that you can trust. Best Gold IRA Companies. American Hartford Gold: Best Reputation. Los Angeles, California, 19th July 2023, ZEX PR WIRE, Orion Metal Exchange, the leading precious metal dealer, is known for its competitive rates and customer satisfaction. Visit us online to know about pricing or Call us at 800-559-0088! WE WILL BEAT ANY COMPETITOR'S ADVERTISED PRICE - Call Now To Confirm Product Availability 1-800-559-0088Found in 2017 by Jacob Blalock, Orion Metal Exchange is a cross-functional precious metals company. ; Storage fee: Depends on the custodian. Los Angeles, California, 19th July 2023, ZEX PR WIRE, Orion Metal Exchange is a precious metal dealer offering investors numerous precious metal investment options, including gold bars and coins, silver bars and coins, platinum bars and coins, and palladium bars and coins. We found Oxford Gold Group’s investor kit most helpful and effective for engaging new customers. In addition, the company assists retirement investors with the seamless process of establishing a Precious Metals IRA. your username. Orion Metal Exchange is a reputed precious metals investment dealer that helps people secure their retirement with gold. They offer double-vaulted storage for their customers'. com. Upgrade this listing to premium. Mint. According To Customer Reviews on BBB, Trustpilot, Retirement Living, Consumer Affairs, and Google Reviews, Orion Metal Exchanges has retained its position as one of the best gold and silver investment companies around the globe. This helps our clients stay clear of fraud. The precious metal investment dealer ensures the benefit of its customers with its experience and policies. At Orion Metal Exchange, we enjoy a 4. S. Learn about Endeavor Metals Group, including how it works, what precious metals it offers and more, with ConsumerAffairs. They are involved in exchanges, sales, plus the safe storage of bullion bars, numismatic coins, and bullion coins. Jacob Blalock is the current chief executive officer of the company. Call us at 800-859-8008!Reviews of Orion Metal Exchange are not hard to find, and you can find ratings for them on many different websites. BBB and Trustpilot ratings checked on Marched 15, 2021. Oxford Gold Group. Noble Gold Investments. Orion Metal Exchange is a full-service precious metals investment dealer with headquarters in LA, California. ”. $0 (setup fee), $150 for accounts under $200,000; $225 for those above $200,000 (custodian fee), $75-$175/year (storage fee) *other fees may apply. 9/5 on TrustPilot. Make Primary. BBB Rating: A+; 5. 626,623,937Orion Metal Exchange helps clients invest in precious metals without them having to break the bank. Importance of Finding a Reliable Exchange. ”. #11) Orion Metal Exchange (Los Angeles, California) Best for flexible pricing depending on the investment. 9 rating on Trustpilot and deliver high-quality gold, silver, palladium, platinum bullion, and coins. There have been no ratings or reviews yet. These financiers have as lots of factors for buying the steel as they do methods to make those financial investments. Orion Metal Exchange is the Leading Gold IRA Service That Offers Convenience in Buying, Selling, and Exchange Precious MetalsLos Angeles, California, 19th July 2023, ZEX PR WIRE, Orion Metal Exchange offers investors convenience in terms of buying, selling, and exchanging precious metals through a self-directed precious metals IRA. Monetary Gold charges two types of fees: a one-time fee and an annual fee. One thing that many customers like about Orion Metal Exchange is the speed at which the site operates. 5. In the fourth installment of the series, the Falcon takes center stage in the design […]So, whether you’re buying precious metals from Orion Metal Exchange or selling through your IRA account with Orion Metal Exchange, you’re in for benefits. Gold Buyers in Los Angeles, CA. Get the best deals on platinum coins when you shop the largest online selection at Orion Metal Exchange. New York, USA, 22nd November 2022, ZEXPRWIRE, The recent devastation brought forth by the stock sell-off in the country has seen retirees lose more than $ 3 trillion. Orion Metal is an upscale commodity metals trader located at 57th and California. Orion Metal Exchange is the home to the trusted gold coin dealers that deliver unmatched services. 5. JM Bullion: Best for Transparency. This sector boasts a diverse array of options, encompassing coins, bars, bullion, Exchange-Traded Funds (ETFs), and even stakes in precious metal companies. Specialties: Orion Metal Exchange offers investors full transparency by posting our competitive live online product pricing 24 hours a day. com. We reviewed the best online gold dealers, including APMEX (best product selection), JM Bullion (best for transparency) and more. *This company may be headquartered in or have additional locations in another country. Orion Metal Exchange: Best for Lowest-Price Guarantee. S. A+ Rating from BBB, AAA Rating from Business Consumers Alliance; READ FULL REVIEW > (855) 290-3202. Los Angeles, California, 19th July 2023, ZEX PR WIRE, Orion Metal Exchange, the leading precious metal dealer, is known for its competitive rates and customer satisfaction. Find trusted BBB Accredited Businesses. (604) 685-1008. Orion Metal Exchange Review; Oxford Gold Group Review; Patriot Gold Group Review; Red Rock Secured Review. Tel: +1 800 559 0088. For more information, read our full Orion Metal Exchange review. JM Bullion: Best for Transparency. Orion Metal Exchange Reviews. Reviews note Orion’s friendly and professional sales staff, who provide helpful advice and guidance. Company name: Orion Metal Exchange BBB grade: A+. What is Orion Metal Exchange – Overview. Primary. In uncertain times, such as the one we are currently experiencing due to an impending international recession, it is crucial to look to safe-haven spending to. A+ Rating with the Better Business Bureau. The IRA gold company and custodian also provide secure vault storage for gold and silver. U. 5. Orion Metal Exchange; was founded in 2017. ” Los Angeles, CA, 22nd November 2022, ZEXPRWIRE , Retirement Living, which is a reputable online financial planning hub, has given a 5-star rating to Orion Metal Exchange for its customer-centric approach,. Orion Metal Exchange provides investors with complete transparency by constantly updating its. Currently our #1 recommendation is offering up to $10,000 in free silver! Orion Gold is a precious metals investment firm that offers gold IRA accounts to its customers. Detailed Guide to Investing in Silver. Despite being such a newcomer to the industry, they have an A+ Better Business Bureau rating and accreditation. A+. They are accredited by BBB and have a rating of 4. 8 TrustPilot rating; Cons. Visit us online!With GSI Exchange, you can start an account for nothing, but there is a $75 yearly charge. American Hartford Gold – Best for Low Fees. comAbout Orion Metal Exchange. Coin lovers appreciate the striking symbol of Canada - the maple leaf - stamped on the coin’s reverse and its purity at . GoldBroker. Orion Metal Exchange holds a perfect 5-star rating with the Better Business Bureau (BBB) based on. Vancouver Bullion & Currency Exchange Ltd. Buffett’s Gold Cube Example Orion Metal Exchange Bbb. Orion Metal Exchange is a reputable precious metals investment dealer based out of Los Angeles. Years in Business: 30. This company is the leader in the precious metals market as well as has gotten countless awards as well as acknowledgments. APMEX: Best Product Selection. 4. Orion Metal Exchange is proud to be a Consumer Affairs Top-Rated Precious Metal IRA dealer. We looked at numerous rave reviews, great ratings, annual fees, educational materials, customer service, and the collection of precious metal coins and bars they have on offer. Indeed, as noted, Orion brags about their ratings on the front page of their website. See how Patriot Gold Group compares to top companies. Content Manager. The company holds a rating of 4. Orion Metal Exchange is a reputable precious metals investment dealer based out of Los Angeles. com. Orion Metal Exchange is "The best gold IRA service" in the United States, according to The Chicago Tribune. In 6 years of being in the business, Orion Metal Exchange has received no customer complaints – a track record that further verifies the authenticity of the A+ rating from BBB. Product Brand: Orion Metal Exchange. File a complaint, leave a review, report a. We are nominated as the best precious metal company in the United States by Retirement Living. SearchOrion Metal Exchange offers real-time precious metals prices, and transparency in fees and costs like no other precious metal dealers in California. Cons:. Orion Metal Exchange – Best for Small-Balance Investors;. Orion Metal Exchange has earned its name and fame as it continues to be rated the best by Trustpilot, consumer affairs, BBB, and Google reviews. Pertaining to this, American Hartford Gold will eliminate your first-year charges, while. Orion Metal Exchange: Orion Metal Exchange is a privately held company that has been in business since 2010. The Victoria Bullion Exchange specializes in the purchase and sale of investment-grade Gold, Silver, Palladium & Platinum. Orion Metal Exchange Bbb. support@orionmetalexchange. Orion Metal Exchange is a full-range gold dealer offering precious. Augusta Precious Metals Reviews – Everything You Need to Know (Updated 2023) Expert Score. Lear Capital. To investors looking for alternatives, the. This makes it one of the most affordable precious metals you can invest in!The company has an A+ rating from BBB and Trustpilot gives the company a 5-star rating. The Better Business Bureau (BBB) has not accredited Liberty Gold and Silver. Orion Metal Exchange is "The best gold IRA service" in the United States, according to The Chicago Tribune. With Orion Metal Exchange, a precious metal IRA is easy to establish. Actually, Orion Metal Exchange is a legitimate Better Business Bureau accredited company so you can use their services. Orion Metal Exchange’s Post Orion Metal Exchange 14 followers 1d Report this post Orion Metal Exchange Newsfeed "Central Bank Gold Buying Continued Unabated In September". | Read 21-40 Reviews out of 151Orion Metal Exchange is a U. Most companies give 4. 6 out of 5. They are since 16 years in the industry. Minimum Deposit. S. Goldco: Best Investor Education. Orion Metals Exchange Fees. The company currently does not have an online shop. In most cases, the insurance cost can be included in the overall storage cost. Los Angeles, CA, 21st February 2023, ZEXPRWIRE, As online fraud and cyber crime continue to rise at an unprecedented rate, people are looking to conduct their deals with experienced firms only. Let me know if my. 8%; 3. Let’s take a look at how you can buy gold or any other precious metal. 72 per ounce in the United States. The company has an A+ rating from the Better Business Bureau (BBB) with zero complaints in the last three years and over 10,000 positive reviews from satisfied. Expert Score. Lear Capital. Orion Metal Exchange has not received any negative customer. View full profile. Please click on the country abbreviation in the search box below. . Although home storage is an option, Orion does not recommend it because such methods are not IRS-compliant. 39: JM Bullion: $165. Another 5-star rating for this purchase and experience. SearchGold, silver, platinum, and palladium are all metals. Orion recommends you store precious metals at a local Brinks or Delaware Depository location. They allow you to call in for a guaranteed. The most common complaint about Orion Metal Exchange is that the daily market updates on gold or silver commodity spot pricing are insufficient. S. Even some consumers who are seeking profit from their silver and gold investment are sometimes disappointed with the package they received. Before diving deep into the intricacies of Orion Metal Exchange, here are three pivotal takeaways from this comprehensive review:. This full-service company offers an in-house IRA department, competitive pricing, real-time lists, and incentives to provide reimbursement for insurance, custodial fees, and precious metal storage. Orion Metal Exchange Reviews. Editor's Rating: 4. Minimum deposit: $10,000; BBB Rating: A+ Orion Metal Exchange is committed to educating clients about market trends that could impact their financial plans. If you own more than $50,000 worth of precious metals, this fee is exempt. Preferred minimum of $25,000 to open a gold IRA;. Our Top Picks for Best Gold IRA Companies of 2023. Make Primary. High Ratings on Consumer Affairs. . 79 for spot silver, $895. For the precious metals investor that wants to do their trading and keep their retirement account in the same place, Orion Metal Exchange is a great place to look. ETFs are funds that track the price of precious metals and can be. 10: American Hartford Gold:. U. Oxford Gold Group is a relatively new precious metals IRA provider founded in 2017. 12301 Wilshire Blvd, Suite 412. Many of their rivals don’t have a dedicated IRA division and will only provide limited assistance in setting up a precious metal IRA to make a sale. 29 stars Silver Gold Bull: A+ BBB review and 4. Noble Gold Investments. The gold and silver investment company is accredited by BBB and provides high-quality gold, silver, palladium, and platinum bullion coins, and bars to people across the country. The company allows you to open a precious metal IRA without. They only offer certified and high-quality silver, gold, platinum, and palladium coins, coins, and bars. 614,357,111Orion Metal Exchange Offers Live Online Competitive Pricing 24/7 and Fee Free Buy Back Options. 9/5 rating with 131 reviews. (0/5) 0 No reviews yet! Leave your rating. How does it work? Call them up to find out how to purchase the metals of your choosing. Los Angeles, CA 90025. See how Orion Metal Exchange compares to other companies. On the Trustpilot website, Orion Metal Exchange has 4. On the other hand, Gold BeES ETF is designed specifically for Indian investors and is listed exclusively on the NSE. Birch Gold. Welcome! Log into your account. Fees. Dive into our Trustpilot page and discover more glowing reviews! - Curious about investing in precious metals wisely? Please call our experts for the right advice and help. Gold ETFs are typically listed and traded on international exchanges, making them accessible to global investors. 4. Orion Metal Exchange Bbb Goldco Goldco has an A+ score on the Better Business Bureau and an AAA. Orion Metal Exchange Gold IRA Customer Satisfaction. Orion Metal Exchange has an annual fee for their IRA accounts that ranges from $150 to $225. This led to us winning the best gold company for low fees in 2022 on Money. This company is the leader in the rare-earth elements sector as well as has actually gotten numerous honors and recognitions. Patriot Gold Group. May 7, 2022 by Love Gold Team. They assist clients in choosing the right gold and silver portfolio options for their needs. S. type here. BullionMax BBB is a company that offers trading services aimed at selling precious metals. com team. PO Box 71060 7921 120 St, Delta, BC V4C 6P6. Updated on December 23, 2022 2:57 am. Orion Metal Exchange is a business that has decades of expertise in the industry of precious metals. They are accredited by BBB and have a rating of 4. The policy allows clients to sell their precious metals at the current market rate, without having to find a suitable buyer or pay. Orion Metal Exchange is not a scam. Both can assist you in starting a Gold IRA and selling precious metals directly. Buy Gold Money & Bullion Coins | Gold Coin Investment - Orion Metal Exchange Gold Products Gold Products 22 Silver Products Platinum Products Palladium Products. Regarding retirement planning, the firm also provides IRAs for precious metals. . There are several types of precious metals you can invest in, including physical bullion, exchange-traded funds (ETFs), and mining stocks. Orion Metal Exchange – Best for Small-Balance Investors; Birch Gold Group – Best. With 40 years of precious metals investment experience, Jacob brings his vast knowledge and expertise to the company and emphasizes providing complete transparency and investment support to students. Orion Metal Exchange has earned its name and fame as it continues to be rated the best by Trustpilot, consumer affairs, BBB, and Google reviews. We offer experience, market knowledge, and. Oxford Gold Group - Best for Beginners. Orion Metal Exchange, which helps customers with personal investments and IRAs, is the company we're reviewing today. There are both mixed positive and negative reviews. A $30,000 down payment is recommended if you want the best rates. It also validates their 4. Orion Metal Exchange has a good selection of gold, silver, platinum, and palladium coins. You'll need at least $5,000 to invest in precious metals. Both also have low minimum investments. Orion Metal Exchange Bbb. It is a legitimate company that has been in operation for over 50 years. They are engaged in the purchasing and selling of precious metals (gold, silver, platinum, and palladium) both domestically and internationally in more than 70 nations. Visit us online to know about pricing or Call us at 800-559-0088! WE WILL BEAT ANY COMPETITOR'S ADVERTISED PRICE - Call Now To Confirm Product Availability 1-800-559-0088 Found in 2017 by Jacob Blalock, Orion Metal Exchange is a cross-functional precious metals company. Skip to main content. 40%. 8 183 reviews Get Started Overall Rating 3. We provide individual retirement accounts for gold and silver investments as well as services and guidance to help investors roll over existing IRAs into precious metal or gold IRAs. your username. The Bottom Line. BBB and Trustpilot rating checked on March 15, 2021. According to Orion Metal Exchange Reviews, BBB and Trustpilot Ratings checked in March 2021. ”. We provide individual retirement accounts for gold and silver investments as well as services and guidance to help investors roll over existing IRAs into precious metal or gold IRAs. A+ BBB rating, thousands of top rankings,. BBB and Trustpilot ratings checked on March 15, 2021. Orion Metals Exchange Fees. 9 out of 5 rating based on 286 reviews; Google My Business - 4. Debunking The Washington Post Gold IRA Allegations;. Compensation and in-depth research from our team determines the results of our reviews. Call us at 800-559-0088!Check out Silver Gold Bull What is Orion Metal Exchange? Orion Metal Exchange is all about precious metal investments. For instance, Orion Metals Exchange procures precious metals from the leading mints and suppliers in the world and sells certified bars and coins to buyers across the nation. The company also has a 5-star rating on Trustpilot with 159. The lack of a BBB rating is a major red flag you mustn’t ignore. seeking to buy gold and silver from reputable companies, Orion Metal Exchange is a top choice. Decide on The Type of Precious Metals to Invest In. Monex generally updates its competitive prices every 60 seconds during market hours. Binary News Network. At the time of publication, prices averaged $1,892 for spot gold, $24. Reach Us. The company is headquartered in Los Angeles, California and operates across the United States. Orion Metal Exchange Review; Oxford Gold Group Review; Patriot Gold Group Review; Red Rock Secured Review;. Home; Investments. Gold IRA. Reach Us. I give Orion Metal Exchange, Jacob Blalock, and Nicholas Smith a rating of 5 stars. Augusta Precious Metals - Best Overall. They offer a variety of coins and bars, as well as specialty metals like rhodium and iridium. Orion Metal Exchange is renowned for its transparency, superior customer service, and fee-free buy-back facility, which has earned it a reputation among small and big gold investors. We didn't include Orion Metal Exchange into our list of the top precious metals IRA companies because it has high prices and the biggest gap between the selling and purchasing prices of precious metals compared to other gold IRA providers. All countries. While they have been in the industry since 10 years but there have been a total of 12 complaints in the last 3 years. Augusta Precious Metals affiliate programs. Orion Metal Exchange offers a free year of storage, insurance and a custodian with a minimum purchase of $30,000. It is currently trading at $18. Detailed Guide to Investing in Silver. The company not only has fantastic. Review fromJennifer G. Key Highlights. The team at Orion Metal Exchange ensures customer satisfaction and guides them at every step during their precious metal investment journey. At Orion Metal Exchange, we help investors buy the finest gold, silver, palladium, platinum bullion, and coins in the country. Los Angeles, CA, 21st February 2023, ZEXPRWIRE, As online fraud and cyber crime continue to rise at an unprecedented rate, people are looking to conduct their deals with experienced firms only. Standard and Poor’s 500; Dow Jones Industrial Average; Stock Quotes and Symbol Lookup; Finance Calculators. 9/5 rating by TrustPilot, making it one of the most trusted precious metal investment companies in the United StatesOrion Metal Exchange is a full-service precious metals dealer. Orion Metal Exchange is dedicated to being transparent and putting its clients first. Best for Transparent Pricing: Augusta Precious Metals. ” Los Angeles, CA, 22nd November 2022, ZEXPRWIRE , Retirement Living, which is a reputable online financial planning hub, has given a 5-star ratingAccording To Customer Reviews on BBB, Trustpilot, Retirement Living, Consumer Affairs, and Google Reviews, Orion Metal Exchanges has retained its position as one of the best gold and silver investment companies around the globe. type here. In addition, the company assists retirement investors with the seamless process of establishing a Precious Metals IRA. The third step of choosing a metal dealer for the Gold IRA affords an intriguing opportunity. They received a 5/5 rating from 158 reviews on Consumer Affairs. 178. Our in-house IRA department goes the extra mile to set up precious metals IRAs for our clients so they can keep their nest eggs protected from all the turmoil and diversify their. Google Reviews: 4. Silver is a very popular investment option; people have been investing in it and trading it for years. Orion Metal Exchange is a top gold and silver investment company, offering a platform to investors looking to invest in and store precious metals. This improves liquidity for our clients. Does not provide sufficient information. Rating: 9. All in all, it's a safe and reputable company so you have nothing to worry about. 4.